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What Clients & Partners Say...

When seeking to refinance my home I spoke with many different specialists. Jehoshua possessed knowledge that no other consultant had. His advice was correct, irreplaceable, and essential to the success of my refinance. I have to thank him and his team.

steve crowley
01:32 17 Feb 23
For a second loan process I came back to Mr. Jehoshua Shapiro, who assisted me with my first loan 20 years ago! I will certainly recommend his excellent services to anyone I know who needs a mortgage loan. Mr. Shapiro is very knowledgeable, extremely professional and helpful throughout the loan process. In brief, Mr. Shapiro is the “man of his words” that exceeds his customers expectations

John N
03:24 10 Feb 23
I have worked with eMortgages since 2011 for refinancing and purchasing loans. Each time of loan process went very smooth with great result. Jehoshua and his team are very professional. Highly recommended!

Ko Ko Zin
17:20 26 May 22
Mr Shapiro help me secure a home loan at best rate, the process was clear and I was able to close the deal very fast , thank you Mr Shapiro.-Shakiba

sh Shen
18:47 22 Jan 22
I have worked with eMortgages for over twenty years and a half dozen mortgages. Same reliable people for my recent new-home first mortgage as were there when I began work with them. I have also had a range of refinances through them. I have checked with other firms and remained using eMortgages. Good people, good service!

Mary Lamprech
20:52 19 Jan 22
Jehoshua and his entire team are very honest, trustworthy and deliver what they promise. Working with them is very smooth without any hassels.

Anu Vinod
02:42 16 Jan 22
Both of my experiences refinancing with eMortgages have been great. My most recent refinance in June 2021, couldn't have been easier. All documents were submitted online, there was no appraisal required, and the documents were all signed at my convenience, in my own home. I got a better rate, and reduced the term of my mortgage at the same time. Overall, it was a great experience.

kathy o'donnell
19:13 15 Jan 22

Haritha Madadi
16:12 15 Jan 22
I use their services for over 10 years and consider to use in future. I referred several people to them and all of them were happy.

Peter Zagaynov
04:51 15 Jan 22

Christopher Gatty
03:59 15 Jan 22
Very effective, prompt services with great results. Highly recommended!

Daniel Ly
02:52 15 Jan 22
Jehoshua and his firm made refinancing my mortgage easy and painless. His communication was often and direct. I appreciated the smoothness of the process and I’m very happy with the final results.

Dorothy Torrilhon
00:45 15 Jan 22
He was very thorough. He looked after us and changed lenders to get a better rate. We highly recommend him

Jim Butler
23:25 14 Jan 22
I have taken out at least 10 different mortgages in my life, no one does it better than Jehoshua

Alix Zirbel
23:24 14 Jan 22
Amazing Team, great rates and super-efficient deal closing. I refinanced with emortgages several times over the last 15 years and would recommend them without hesitation. Great deals, great people, fast service.

Martin Singer
23:17 14 Jan 22
I have refinanced with them at least 4x and they have been the easiest transactions you could ask for. They work with you and are always on top of all that is needed for a loan. I will always go to them first and they have never disappointed. Very personable.

Raquel Lozares
17:09 21 Jul 21

Vilaiwan Eade
00:10 02 May 21

Steven
13:56 30 Apr 21
I've used eMortgages for several refinances over the years. They are very responsive, organized with the paperwork, and helpful with getting a very good rate.

Mario Guttman
23:11 29 Apr 21
Best customer service.

Tiep Nguyen
23:00 28 Apr 21
I have used Jehoshua many times over the years and every time he has delivered as promised. I highly recommend him to anyone in need of a mortgage.

kevin redner
12:37 28 Apr 21
Efficient and convenient refi process with Emortgages. Have done 4 refis with the over the last 15 years

Stan Woo
22:07 26 Apr 21
We had a great experience working with Jehoshua and his team. The most remarkable aspect of their support is how they handle communications, always making themselves available to answer questions and to follow up on critical aspects of the mortgage application process. They are fast, professional, reliable and they provided us many options to choose from, all with great value. Thank you Jehoshua!

Priscila Bertiz Lanzillotti
21:39 26 Apr 21

Paul Kashtanoff
01:07 23 Apr 21

mike Kaufman
20:49 15 Aug 20
We have used Emortgages twice to refinance the mortgage on our residence in SF, and have been very pleased with Jehoshua and his team. They are professional, detail oriented, and they get the job done expeditiously! We worked with Jehoshua and Lynnie L both times, and they were great. We also got a good rate and product both times. I highly recommend Emortgages.

Mark Bamsey
16:56 10 Jul 20
Have worked with Emortgages twice. First time for my first mortgage on my first property purchase, the condo where I currently live. The 2nd time when refinancing. Both times it went smoothly. Will definitely work with Emortgages again in the future. Jehoshua is the best.

Jaren Lerner
06:00 08 Jul 20

Steve Krause
22:35 14 Mar 20

Mr Avery Nelson
02:33 12 Dec 19

m f
22:46 11 Dec 19
I've refinanced my home several times with eMortgages over the last 15 years. I just did a cash out refi with them which closed a few weeks ago and the process was extremely smooth. Lynnie, senior loan processor, stayed on top of the entire process from start to finish and was quick to answer all of my questions and address any concerns. Their application process is all electronic and they only require wet signatures when signing the final paperwork, which can be done conveniently by a mobile notary. Going through a refi can be a stressful process and eMortgages makes it as clear and easy as possible while providing extremely competitive pricing. I used to get multiple quotes for loans but eMortgages has always been the most competitive, I highly recommend them

Mr Peters
16:38 29 May 19
I have been a customer of emortgages for many years, having financed / refinanced several mortages over many years. I have been very happy with the services provided by the team at emortgages. These include:- best mortgage rates at any given time- able to complete all my financing over the internet- excellent customer interface and follow throughIn summary, I have recommended my friends (and to all others) to emortgages for any property mortgage loans.

WonderWoo Bus
05:40 03 Apr 19
Working with Michael and Patricia was quick and easy with many of the documents signed electronically! This is not the first time we've worked with the Regan Group as they are very helpful and efficient!

Christopher Trailer
18:57 11 Oct 17
This is the second time we have used eMortgages to refinance our home. On both occasions the process couldn't have been smoother. Any time we called with any questions or called just to check on how things were going at the Title Company, we always received a prompt and accurate answer. With rates as low as they have been, we've ended up saving a lot of money on mortgage interest per month. I have no hesitancy in recommending eMortgages to friends and family. Jehoshua Shapiro and his knowledgeable staff are doing a great job and should rates ever drop to 3.50% for a thirty year fixed, he'll be getting another call. Very happy.

Rosemary Janiak
18:26 24 Jun 15
I have financed and re-financed my mortgages 6 times with eMortgages since 2000 - their rates are very competitive, closing costs are low because the bank (instead of you) pays them. Their staff are very organized making the paperwork part very easy, they explain the process and what to expect next. I also noticed they have a large pool of mortgage companies to choose from - which is the main advantage of using eMortgages. Also getting a quote is painless. These are great people with alot of integrity - that's why i've gone back to them. I've also referred several friends and their experience has been the same - mainly they've saved alot of $$ by refinancing using eMortgages. Thank you Joshua and staff!

ileen D
15:07 02 Oct 14
I have worked with Jehoshua for 20 years. He is an honest, knowledgeable mortgage professional who truly has the borrower's best interest in mind. He is a pleasure to work with and his support team is top notch!

Kurt Weidner
16:48 22 Nov 13
I have worked with the emortgage team as a vendor since 2007 and have found them to be among the most professional companies I service. I have recommended friends to them for home financing and will do so in the future.

Douglas Smurthwaite
17:13 06 Nov 13
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