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How property taxes are calculated in California

If you're thinking about buying a house in California, it's important to have a clear understanding of how property taxes are calculated before you make an offer. This will give you an idea of what your financial responsibilities will be…

Seller Buy-Downs: A Strategy to Boost Home Affordability in a High Rate Environment

Today's real estate market is a dynamic playground. While property values have been on the rise, the challenge of high mortgage rates has created apprehension among potential home buyers. But what if there was a win-win solution for both buyers…

Buying a home with high mortgage rates

Here are some strategies for buying a home with high mortgage rates: Make a larger down payment. The larger your down payment, the lower your monthly mortgage payment will be. A 20% down payment will typically qualify you for a conventional…

Navigating Homeownership Amidst The Financial Responsibility Act of 2023

As we gear up for September, there's a significant concern looming on the horizon for homeowners, especially those with pending student loan payments. The pause on student loan repayments that have lasted three years is set to lift, and the…

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