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Investor Cash-flow Loan

Investor Cash-flow Loan program allows to qualify based on rental analysis to determine property cash flow. No personal income required to qualify. No Tax Returns required

  • No Income / No Employment Needed
  • Purchase, Cash Out, Rate & Term Refinance
  • Up to 80% LTV
  • 30 Year Fixed, 5/1 & 7/1 ARM (Interest Only Option Available)
  • No Limit on Properties Owned
  • Properties can be in Business, LLC
  • Minimum Credit Score 700
  • No Current Forbearance
  • 1099 Loan Program for 1099 employees
  • Recent Conversation: I’m getting 1099’s and I need to use only those to qualify and not the tax returns.
  • Question: Do you have the 2 most recent years 1099s? – YES
  • Does the income work if we take out 10% for expenses? – YES
  • Can you document the income with a recent Bank Statement? – YES
  • THAT’S ALL WE NEED!

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