Investor Cash-flow Loan program allows to qualify based on rental analysis to determine property cash flow. No personal income required to qualify. No Tax Returns required
- No Income / No Employment Needed
- Purchase, Cash Out, Rate & Term Refinance
- Up to 80% LTV
- 30 Year Fixed, 5/1 & 7/1 ARM (Interest Only Option Available)
- No Limit on Properties Owned
- Properties can be in Business, LLC
- Minimum Credit Score 700
- No Current Forbearance
- 1099 Loan Program for 1099 employees
- Recent Conversation: I’m getting 1099’s and I need to use only those to qualify and not the tax returns.
- Question: Do you have the 2 most recent years 1099s? – YES
- Does the income work if we take out 10% for expenses? – YES
- Can you document the income with a recent Bank Statement? – YES
- THAT’S ALL WE NEED!