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California Mortgage Rates

 

Emortgages.com

California Mortgage Rates as of February 9, 2024

Loan Program Rate Points/(Rebate) APR
Purchase
30 yr. Fixed Conf 6.625 0.154 6.69
30 yr. Fixed HB 6.99 0.365 7.06
30 yr. Fixed FHA Conf 5.99 -0.080 6.65
30 yr. Fixed VA 5.99 -0.024 6.05
30 yr. Fixed Investment 7.50 -0.206 7.55
30 yr. Jumbo 7.25 -.141 7.30
Refinance
30 yr. Fixed Conf-R/T 6.625 -0.096 6.69
15 yr. Fixed Conf-R/T 5.99 -0.124 6.05
30 yr. Fixed HB-R/T 6.99 -0.173 7.04
30 yr. Fixed Conf-Cash Out 6.99 -.010 7.04
30 yr. Fixed HB-Cash Out 7.75 -0.078 7.80

Quoted Rate Assumptions:

Purchase-80% LTV, Credit Score >740, Full Documentation (Income, Assets)
Purchase FHA-96.5 LTV, Credit Score >740, Full Documentation (Income, Assets)
Purchase VA-100% LTV, Credit Score >740, Full Documentation (Income, Assets)
Purchase Investment-75% LTV, Credit Score >740, Full Documentation (Income, Assets)
Refinance Cash Out-75% LTV, Credit Score >740, Full Documentation (Income, Assets)

Legend of abbreviations:

Conf-Conforming loan amount up to $766,550

HB-High Balance loan amount up to $$1,1149,825

Get a custom rate quote at Today’s Mortgage Rates | Mortgage Lender in Petaluma, CA (emortgages.com)

 

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