“Hi Joshua,
I wanted to make sure that you were aware of how grateful I am for all of your help. Every time I pay my new mortgage, I think of how much I am saving in interest alone. Not to mention the extremely low interest rate that will stay with us (6.75% fixed)
I think that you are a professional and very knowledgeable at what you do and I will continue to refer prospective clients your way.
Thank you again and you can be rest assured that I will use your services in the future.
Jim W.-Customer”
"Dear Jehoshua and Lynnie,
Now that everything has been funded and all done - I would like to say THANK YOU SO MUCH for all your help in making all this possible. I really appreciate all the hard work and all your effort to get this all done with all the issues in the last minute.
Again, A HUGE THANK YOU for all of you at Emortgages.
Jeanette De"
“Jehoshua,
We’ve been in our house for several months now, but I wanted to thank you again for the great job you did with our loan. Thanks!
Best,
Eric T.-Customer”
“Dear Jehoshua & Kelly,
Thank you for your hard work processing our loan. I know you have been very busy lately keeping up with all the activity. I appreciate your straightforward approach and will recommend you to my friends.
Best Regards,
Dough K-Customer”
“Jehoshua and Kelly
When we first started to look for a way to refinance our mortgage, I came across e-mortgages in a review of rates by the local paper, the Santa Rosa Press Democrat. I was a little leery of this new method but the rates seemed lower than any of the others and I put in a phone call. I spoke to Jehoshua and then to Kelly, both of whom struck me as being straightforward and knowledgeable. We went ahead with the application and all was going well except that, because we were away from home and because of the intense demand caused by a sharp decline in rates, we were unable to sign the application form until a few days before the locked-in rate was due to expire. At that point mortgage rates suddenly jumped by a half-percentage point and I became concerned that the deal might not go through in time, either because everyone was under pressure or because, by moving slowly, the loan might not be approved in time, leaving the lender free to get a higher rate of interest.
Everything was done efficiently and with integrity, by e-mortgages and the title company and the loan was made at the low rate agreed. I am writing to express my appreciation and to let you know that I would have no hesitation in recommending this service to others.
Best wishes,
Reg G-Customer”
Hi Jehoshua,
Thanks for sending the appraisal. We are very happy with the entire refinancing transaction. In looking over the old quote, I can see that you were very accurate in your estimate for closing costs.
Todd-Customer”
"Jehoshua,
Just wanted to send you this note of thanks. I signed my loan papers on Friday. Should get my proceeds tomorrow.
Thank you very much for your patience and excellent service. I will certainly refer to you anyone who asks me for a mortgage broker.
Thanks again,
Mark C-Customer”
"Mrs. Kelly and Mr. Jehoshua,
Thanks for all your efforts in making this loan through. The escrow just called me and said they received the funds from the first mortgage lender and we are all set to close escrow today.
Thanks to all of you for the wonderfull effort.
H. and J – Customers”
"Joshua and Emortgages Team,
We greatly appreciate you and the Emortgages Team in providing us with the best rate for our home loan.
Thank you.
Nanda R.
Mari R."
"Dear Jehoshua and Lynnie:
You guys are great!! Thankyou for getting me such a great loan in such a short time frame. Lucie and I signed paper today and wired funds into escrow. We should close on Friday. It’s been a journey for us to find the home we would like to eventually move to when we are ready to leave the Bay Area, but we believe we’ve found it! And thanks to your hard work it now is ours.
With much appreciation….again…
Lisa S."
“Dear Joshua,
Thank you so much for all of your hard work on our loan. It will be a great help to us financially.
It was very nice of you to all the work you did for such a low fee.
Thanks again,
Beth C.-Customer”