Interest Rates

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	Interest Rates
Current Rates See what current rates are today. Rate Alert Be notified when rates hit a certain level. Rate Quote Get a rate quote from a mortgage professional. Several Factors Affect Your Mortgage Rate Learn about all of the different factors that can change the interest rate of a mortgage. Annual Percentage Rate (APR) The true cost of the loan to the borrower expressed in the form of a yearly rate. Lock In Your Interest Rate What is a rate lock for and why do you need one. Closing Costs Explained Closing costs are the actual expenses that the lender incurs in the origination of a new home loan. Should I Pay Points A point is an upfront fee that reduces your monthly interest rate and total interest due over the life of the loan. Mortgage Calculations by Hand Learn the formulas for calculating interest rates and payments.


Northern California - emortgages.com 35 5th Street, Petaluma, CA 94952 Tel: 800-619-4400 Fax: 707-762-9698 info@emortgages.com RE Broker, CA Dept. of RE License #01316639 Oregon License #ML-3331	Office Hours M-F 8:30AM – 5:30PM PST Licensed in California and Oregon. Copyright 2008 emortgages.com Privacy Statement \| Terms of Use Register \| Login	Southern California - emortgages.com 12021 Wilshire Blvd., Suite 860 Los Angeles, CA 90025 Tel: 800-301-8000 Fax: 310-255-0256 ak@emortgages.com RE Broker, CA Dept. of RE License #00852475

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