home loans
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1-800-619-4400. Licensed in California & Oregon.
mortgage loans

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Other Credit Factors

Mortgage companies look at other information besides your credit score and credit profile before deciding whether to approve your mortgage. They also consider:

  • Income stability
  • Employment history
  • Monthly debts in relation to your income
  • Savings amount and methods
  • Mortgage type
  • Property type and value
  • Down payment amount
  • Timeliness of rent and utilities payments
 
california mortgage loans
Northern California - emortgages.com
35 5th Street, Petaluma, CA 94952
Tel: 800-619-4400 Fax: 707-762-9698
info@emortgages.com
RE Broker, CA Dept. of RE
License #01316639
Oregon License #ML-3331
Office Hours M-F 8:30AM – 5:30PM PST
Licensed in California and Oregon.
 
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Southern California - emortgages.com
12021 Wilshire Blvd., Suite 860
Los Angeles, CA 90025
Tel: 800-301-8000 Fax: 310-255-0256
ak@emortgages.com
RE Broker, CA Dept. of RE
License #00852475
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